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My business is built on the commitment to learn and evolve with the ever changing real estate market to provide my clients and thier families a level of service that is second to none. I pride myself on acheiving extraordinary results for my clients through diligence and patience. I strive to ensure every client has my time and energy in order to bridge them to their goals of home ownership and/or investment.

My background in renovation and financing gives me an inside track to real estate in the GTA.  I have spent years working in all types of home renovation and home building - there are few elements of building a home I am not familiar with when it comes to installation and cost.  This allows me to recognize the cost of renovating/upgrading a home and just how serious or minor a problem may be. There are few Realtors with real world knowledge of renovating and building costs. This has allowed me to share an enormous amount of information to clients who are looking to find a property to reno and flip or upgrade their own home before selling it to maximize its selling potential.  

Over the past few years, I have decided to learn more about mortgage and construction financing allowing me to have a pertinent understanding of affordability for home buying and home building/renovating.  After acquiring my mortgage licence, I was able to educate my clients about current lending practices and navigate through the different types of mortgage products that are available to help them find a mortgage that will work for their needs and lifestyle.  An important factor that most homeseekers overlook is how they plan to finance their home purchase or investment.  There are many factors that play into mortgage products and even though it may seem like a straight forward decision, if one does not spend enough time researching the appropriate mortgage product for their needs, they may find themselves with a mortgage loan that simply does not work for their family down the road.

Cesar Garcia

Realtor

Century 21 Percy Fulton Ltd., Brokerage

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